Hospital bills can be confusing. There are three different types of hospital bills that you might receive: a summary bill, an itemized bill and a billing statement.
It is important to remember that in addition to your hospital bill, you may receive separate bills from your physician(s): Emergency Physicians (care provided in an emergency room), Radiologists (imaging services), Consulting Physicians (other physicians brought in by your physician), Pathologists (laboratory and pathology test(s)), Anesthesiologists (surgical procedures) and Surgeons. Your hospital bill will also include a document listing the providers or medical groups that might bill you separately. If you have health insurance and you visit a hospital emergency department that is not in your plan’s network, you are not required to pay higher copayments or coinsurance. Ask your health plan about your coverage for out-of-network emergency care before you need it, so you’ll be prepared if an emergency arises.
You may also receive an Explanation of Benefits (EOB), or a statement from your health insurance provider, which shows the amount you owe for your hospital visit or outpatient procedure and what benefits were paid by your insurance company on your behalf.
If you have any questions about your hospital bill, contact your hospital’s business office.